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Terms & Conditions and Disclaimer (CompareStructuredProducts.com)

Before proceeding to use this website it is important that you first read the following information:

This site is intended only for use by retail clients. UK financial services professionals as defined in the Financial Services and Markets Act 2000 can instead utilise StructuredProductReview.com.

If you give us your details, you agree to us storing and using them in the course of the business of the Lowes Group of Companies and, subject to your stated preferences, you agree to us contacting you.

Use of this site is free of charge and subject to these terms and conditions.

CompareStructuredProducts.com is maintained by Lowes Financial Management (Lowes), a company registered in England & Wales No. 1115681. Lowes is authorised and regulated by the Financial Services Authority No. 114650. All information contained within this site is copyrighted and can only be repeated or otherwise published with written authorisation from Lowes and where full credit is given to CompareStructuredProducts.com

The Providers are not responsible for any content of CompareStructuredProducts.com (other than the Product materials which it has produced) or any other website referred to within CompareStructuredProducts.com.

Lowes reserves the right to alter or withdraw this service at any time. CompareStructuredProducts.com does not offer investment, legal, tax or any other advice, and any information displayed on the site should not be interpreted as such. Lowes accepts absolutely no liability for any loss or expense incurred by the interpretation and subsequent use of any information contained within this site. In every instance users should validate the information contained within the site by referring to the product literature and product provider. Lowes reserves the right to refuse or terminate registration of any user without notice or reason, or to otherwise alter the terms of this service at any time.

Whilst we strive to cover as many retail structured products as possible, our coverage is NOT exhaustive and CompareStructuredProducts.com does not provide details of every product and we reserve the right to limit which provider's plans are shown. Lowes does not undertake to enter into any discussion with regards any information or opinion provided via CompareStructuredProducts.com.

Users' email addresses or other details will not be passed on to any third parties for marketing purposes. Users may subscribe to update emails regarding products, and all details submitted to the website will be subject to the CompareStructuredProducts.com Privacy Policy. In order to download literature or product brochures from CompareStructuredProducts.com, users must input certain contact details. Again, these details will not be passed to any third party under any circumstances and are subject to the CompareStructuredProducts.com Privacy Policy.

CompareStructuredProducts.com provides information which in some cases includes the subjective opinion of Lowes. Any opinions or beliefs provided about a product are that of Lowes, are relevant to the product at the time that it was reviewed. They are not routinely updated and remain an opinion only. Any opinion provided should not be construed as advice in any form, and absolutely no liability can be accepted by Lowes for any loss or expense incurred by the interpretation of such opinions or because our preferences are followed.

Whilst Lowes strives to maintain the accuracy of information contained within CompareStructuredProducts.com, and to ensure that all of the information provided is up to date, no guarantee can be given for the accuracy of any information displayed on the site, thus Lowes cannot accept any liability for any loss or inconvenience arising from any errors or omissions in such information. Users should therefore satisfy themselves as to the accuracy of any information provided.

Some of the pages within CompareStructuredProducts.com may contain links to third party websites and/or references to third party information. Whilst Lowes strives to maintain the links to third party websites, and to keep references to third party information up to date, Lowes cannot accept any liability for any errors or omissions in this information. Users should therefore satisfy themselves as to the accuracy of any information provided by third party sources. Please note that all products referred to on this website are subject to change without any prior notice.

Please be aware that, with the exception of capital guaranteed investment products (which may have Financial Services Compensation Scheme protection up to certain limits), the investment products displayed within CompareStructuredProducts.com place investors' capital at risk and investors may not receive back their original capital investment in full.

Please note that the information contained within these pages does not constitute advice within the meaning of the Financial Services and Markets Act (FSMA 2000).

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